SMS TERMS OF USE

By providing a mobile number, you will be opted in to receiving SMS marketing messages and will receive a welcome SMS message.

You can cancel the SMS service at any time by replying “STOP”. After you send the SMS message “STOP”, you will no longer receive SMS marketing messages from us.

If you want to receive SMS marketing messages again, notify your First Centennial Mortgage loan officer.

Standard Message and data rates may apply depending on the wireless plan you have with your carrier.

If you have questions regarding privacy, please read our Privacy Policy.

Additional Disclosures

By signing-up for SMS marketing messages and providing your mobile phone number, you agree to this policy, our Privacy Policy and our Terms of Use. You also agree that you are providing express written consent for First Centennial Mortgage, its affiliates and agents, and its service providers to contact you about your loan application, loan transaction, available rates, and other products and services offered by First Centennial Mortgage by SMS text message or phone call (including by text message or call made using an automatic telephone dialing system or an artificial or prerecorded voice) to the telephone number you have provided, even if that telephone number is on a corporate, state or national Do Not Call Registry. You also agree and understand that consent to receive such messages or calls is not required or a condition of any purchase from First Centennial Mortgage. Message and data rates may apply.

You represent that you are the account holder for the mobile phone number(s) that you provide to opt-in to the SMS marketing message program. You understand that you are responsible for notifying First Centennial Mortgage immediately if you change your mobile telephone number and agree to indemnify Frist Centennial Mortgage and parties texting or calling on its behalf in full for all claims, expenses, and damages related to or caused in whole or in party by your failure to notify us of your number change. This includes but is not limited to all claims, expenses, and damages related to our arising under the Telephone Consumer Protection Act (TCPA).

You acknowledge and agree that First Centennial Mortgage is not, and shall not be, responsible for the results of any defects that may exist in this website or its operations within SMS marketing messaging. As to the operation of these services, to the maximum extent allowed by law, First Centennial Mortgage expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranty of merchantability and fitness for a particular purpose.

By using this service, you agree that the laws of the State of Illinois, without regard to principles of conflict of laws, will govern use of SMS marketing messages and any dispute of any sort that might arise between you and First Centennial Mortgage. You further agree that any action at law or in equity arising out of or relating to SMS marketing messages shall be filed only in the state or federal courts located in Cook County, Illinois, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. By opting in to SMS marketing messages, you agree to the terms of the privacy policy.