Our mission is to deliver excellent service and provide you with an extraordinary experience. At First Centennial Mortgage, we believe the home purchase and finance process should be exciting, enjoyable and exceptional in every sense. In business since 1995, brothers Steven and David McCormick have grown their mortgage firm from a simple mortgage brokerage to a multi-office mortgage banking powerhouse currently licensed to do business in 10 states.

Mortgage Executive magazine has named First Centennial one of the Top 100 mortgage companies in 2012, 2013, 2014 and 2015. In 2011 First Centennial was recognized as a Top Tech-Savvy Lender by Mortgage Technology. We have also been listed by Goldline Research in Forbes Magazine as one of the Top 10 Lenders in the country in 2007 and 2009. Most recently First Centennial was named a Top 100 Mortgage Employer by National Mortgage Professional Magazine. First Centennial has also been recognized as a LendRIGHT™ lender. Less than 3% of lenders in America carry this seal.

Today, First Centennial Mortgage is one of the most respected and referred lenders in the communities which we serve; both by real estate professionals and clients we work with.

Core Values


Integrity guides all of our decisions. When we act with integrity, we build trust by always making the right choice, regardless of circumstance.


We strive to uphold a standard of excellence in all that we do while embracing integrity and discipline.


We continuously seek enhanced solutions that address the needs of our clients, employees, and business partners, in the least complex manner possible.


Each interaction with our company and its employees should be an extraordinary experience – whether transactional or inconsequential. Our passion is to execute our mission with spirited and unmatched service, going above and beyond to exceed expectations.


We believe creating real value for our clients, employees, and business partners is what we do best. As an organization, we create value by delivering financial solutions and services which are competitive, sustainable, quality driven, and affordable.


As a family-owned company, we promote a positive, uplifting and harmonious work environment. When people love the work they do, and the people they work with, it’s easy to deliver an exceptional experience. We believe strongly in promoting happiness.

We are the perfect size; big enough to offer everything a borrower would want from a big bank while still being able to react quickly and focus only on the needs of our borrowers. Our commitment to the borrower and their satisfaction is the reason for our continued success.

-Steven McCormick, First Centennial Mortgage President

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