First Centennial Mortgage is a residential mortgage lender headquartered in Illinois, founded by brothers Steven and David McCormick. Family-owned, the company strives to deliver an extraordinary experience to the communities it serves through an extensive portfolio of mortgage products and services.

The company has been named one of the Top 100 Mortgage Companies by Mortgage Executive Magazine, and one of the fastest growing companies in the U.S. by Inc. Magazine.

Core Values


Integrity guides all of our decisions. When we act with integrity, we build trust by always making the right choice, regardless of circumstance.


We strive to uphold a standard of excellence in all that we do while embracing integrity and discipline.


We continuously seek enhanced solutions that address the needs of our clients, employees, and business partners, in the least complex manner possible.


Each interaction with our company and its employees should be an extraordinary experience – whether transactional or inconsequential. Our passion is to execute our mission with spirited and unmatched service, going above and beyond to exceed expectations.


We believe creating real value for our clients, employees, and business partners is what we do best. As an organization, we create value by delivering financial solutions and services which are competitive, sustainable, quality driven, and affordable.


As a family-owned company, we promote a positive, uplifting and harmonious work environment. When people love the work they do, and the people they work with, it’s easy to deliver an exceptional experience. We believe strongly in promoting happiness.

We are the perfect size; big enough to offer everything a borrower would want from a big bank while still being able to react quickly and focus only on the needs of our borrowers. Our commitment to the borrower and their satisfaction is the reason for our continued success.

-Steven McCormick, First Centennial Mortgage President

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