Get answers to commonly asked mortgage questions regarding loan programs and applications, rates, and other information related to the mortgage process. Unable to find what you are looking for? Please contact us, we’re here to help and are ready to assist with any of your questions.
In October 2015, the Consumer Financial Protection Bureau (CFPB) made sweeping changes to how the mortgage disclosure process is handled through the implementation of the TILA-RESPA Integrated Disclosure Rule (TRID). Their goal was to provide buyers with more time to fully understand the charges associated for a particular mortgage loan and give you time to decide if you can afford it.