Mortgage Loan Process
Buying a home is one of the biggest financial transactions you’ll ever make. Understanding the loan process will help eliminate a lot of stress you may feel while going through the process.
Frequently Asked Questions
Get answers to commonly asked mortgage questions regarding loan programs and applications, rates, and other information related to the mortgage process. Unable to find what you are looking for? Please contact us, we’re here to help and are ready to assist with any of your questions.
Don’t be overwhelmed and confused by all the mortgage specific language. We’ve put together this glossary of terms to help guide you through the mortgage lending process. Feel free to reach out to us if you have additional questions.
In October 2015, the Consumer Financial Protection Bureau (CFPB) made sweeping changes to how the mortgage disclosure process is handled through the implementation of the TILA-RESPA Integrated Disclosure Rule (TRID). Their goal was to provide buyers with more time to fully understand the charges associated for a particular mortgage loan and give you time to decide if you can afford it.