About Litton Loan Group:
Meet the team! We'd like to introduce our team members (from left to right):
Gina Maher is a Mortgage Loan Originator and Assistant from our Elk Grove Village location and has been helping clients and business partners find the right loan and terms to fit their budget for nearly 20 years. She especially enjoys working with first time homebuyers and simplifying the process to guide them through with ease.
Carolyn Litton is a Sr. Mortgage Loan Originator who has a passion to serve and help others. Her industry knowledge coupled with her care for her clients have consistently ranked her as a top producer in her office and a multiple-time recipient of the Chicago Magazine Five Star Professional award since 2012.
Rick Litton is a Team Manager and Sr. Mortgage Loan Originator with over 20 years of experience and is the team lead of the Elk Grove Village branch. Rick enjoys assisting clients as well as leading his proficient and outstanding team. Rick is driven by his business model: “Integrity is an essential part of our business. Mortgages are about building relationships and helping our clients achieve their home financing goals.”
Walt Hajduk is a Mortgage Loan Originator from our Algonquin location. He has been in the service industry for over 25 years. Walt prides himself on delivering top notch service and understands the importance of an outstanding customer experience. He truly enjoys in the excitement of assisting people in achieving their dream of homeownership.
Nicola Seibert is an outstanding Loan Originator Assistant who prides herself on attention to detail. She works with our clients in procuring the necessary documents needed for closing and is a great resource to the Litton Loan Group.
Calculate Your Loan
Need a few moments to crunch some numbers? Our easy-to-use calculator will help you get a basic visual of a mortgage payment to help you decide what you can afford.
(Principal + Interest Only)
Total Interest Payable
Total of Payments
(Principal + Interest Only)
Types of LoansWhich type is right for you?
First Centennial Mortgage offers a full menu of loan products. Whether you are buying your first home, moving up to a nicer home, relocating or want to refinance your current home, we have a loan that will fit your needs. To get started, contact us online or call 847.957.1109 to get in touch.
Fixed-rate home loans are the most common type of home loan in the mortgage industry. This option is low-risk and gives you predictable monthly principle and interest (P&I) payments for the next 15 or 30 years, depending on which loan term you choose. Fixed-rate loans are reliable for long-term owners ready to settle in one place for a long period of time.
An adjustable rate mortgage (ARM) is ideal for borrowers who plan to move within five years. ARMs take advantage of a low "introductory" interest rate so the loan stays at the same rate typically for 5, 7 or 10 years. Once the introductory period expires, the interest rate changes with the movement of an "index" (major interest rate). Following this movement, the amount of monthly interest either increases or decreases.
Conventional home loans are not backed by a federal agency, such as the U.S. Department of Veteran Affairs, U.S. Department of Agriculture or Federal Housing Administration. Conventional loans are idea for people with a stable job, income and good credit. Conventional home loans are more flexible in their terms and have fewer restrictions compared to government-backed products.
Federal Housing Authority (FHA) loans are government assured and are ideal for people with limited income or money for a down payment. These loans typically help first-time homebuyers, seniors or others with limits on what they can afford.
Jumbo home loans are considered non-conforming mortgages. They are for purchases with a loan value above the federal standard of $726,200, although that number varies based on location. For a home with a purchase price above this limit, a jumbo loan is needed.
Veterans Affairs (VA) home loans are a great benefit to military personnel during and after their service. These loans are partly guaranteed (typically a quarter of loan value) by the U.S. Department of Veterans Affairs.
Litton Loan Group
Team Manager / Sr. Mortgage Loan Originator
NMLS ID# 552576 | License: IL #031.0033748
Sr. Mortgage Loan Originator
NMLS ID# 552578 | License: IL #031.0033758
Mortgage Loan Originator
630.531.4100 (Mobile) | 847.947.3497 (Office)
NMLS ID# 2062232 | Licenses: IL #031.0065696, OH #MLO-OH.2062232
Mortgage Loan Originator and Assistant
NMLS ID# 209927 | License: IL #031.0039719
1010 Rohlwing Road
Elk Grove Village, IL 60007
Branch NMLS ID #2150214
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