Christine Reiser is a Mortgage Loan Officer at First Centennial Mortgage. She has been in the mortgage and real estate industry since 2010 and is licensed in Illinois, Indiana and Arizona. Christine was a Realtor for 5 years before becoming a Mortgage Loan Officer, giving her the unique opportunity to know what buyers, sellers, and real estate agents go through from start to finish on both sides of the home buying and selling journey. Christine is not a typical 9-5 lender, as she can be reached in the evenings and weekends, providing you with time to talk and ask questions after your work day is completed.
Christine puts her faith into action every day when working with everyone involved in the home buying transaction; treating everyone with honesty, fairness and guidance. She has experience working with FHA, VA and Conventional loans, as well as down payment assistance programs and refinancing. Christine is efficient in finding the best loan options and interest rates available for your personal situation. She enjoys working at First Centennial Mortgage and watching the company grow into more states over the years. Her team continues to rock the mortgage world with their commitment to extraordinary service!
Having been married to her husband, John, for over 25 years, she continues to enjoy time together with family and friends and traveling to warmer weather in the winter months.
Contact Christine to begin your home buying journey.
Calculate Your Loan
Need a few moments to crunch some numbers? Our easy-to-use calculator will help you get a basic visual of a mortgage payment to help you decide what you can afford.
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Types of LoansWhich type is right for you?
First Centennial Mortgage offers a full menu of loan products. Whether you are buying your first home, moving up to a nicer home, relocating or want to refinance your current home, we have a loan that will fit your needs. To get started, contact me online or call 219.789.8313 to get in touch.
Fixed-rate home loans are the most common type of home loan in the mortgage industry. This option is low-risk and gives you predictable monthly principle and interest (P&I) payments for the next 15 or 30 years, depending on which loan term you choose. Fixed-rate loans are reliable for long-term owners ready to settle in one place for a long period of time.
An adjustable rate mortgage (ARM) is ideal for borrowers who plan to move within five years. ARMs take advantage of a low "introductory" interest rate so the loan stays at the same rate typically for 5, 7 or 10 years. Once the introductory period expires, the interest rate changes with the movement of an "index" (major interest rate). Following this movement, the amount of monthly interest either increases or decreases.
Conventional home loans are not backed by a federal agency, such as the U.S. Department of Veteran Affairs, U.S. Department of Agriculture or Federal Housing Administration. Conventional loans are idea for people with a stable job, income and good credit. Conventional home loans are more flexible in their terms and have fewer restrictions compared to government-backed products.
Federal Housing Authority (FHA) loans are government assured and are ideal for people with limited income or money for a down payment. These loans typically help first-time homebuyers, seniors or others with limits on what they can afford.
Jumbo home loans are considered non-conforming mortgages. They are for purchases with a loan value above the federal standard of $548,250, although that number varies based on location. For a home with a purchase price above this limit, a jumbo loan is needed.
Veterans Affairs (VA) home loans are a great benefit to military personnel during and after their service. These loans are partly guaranteed (typically a quarter of loan value) by the U.S. Department of Veterans Affairs.
219.213.7341 (IL & IN Office)
602.699.5513 (AZ Office)
57 South Michigan Street, Suite 201
Valparaiso, IN 46383
NMLS ID #1447958
Licenses: AZ #0946822, IL #031.0054076, IN #29933
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