Proud to be recognized 9 years in a row!
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022
Meet , your online mortgage application.
You'll spend less time on paperwork - and more time doing things you enjoy.
Korina Bross is a Sr. Mortgage Loan Originator at First Centennial Mortgage, with over 16 years of experience in the mortgage industry. She offers conventional, FHA, VA, and first-time home buyer down payment assistance loan programs. With so many different loan programs available, Korina focuses on her clients’ individual circumstances to help find the right loan program to best meet their personal needs.
“I am extremely hands-on and work with my clients from start to finish, from the first day they reach out until they are sitting at the closing table, to ensure that they experience good customer service, communication and make it to their closing on time.”
Korina’s clients are 100% from word of mouth referrals. “I have the best clients and business relationships; they are my lifeline. I am very big on keeping everyone on track, so that we always meet our contract dates.”
Korina is a 9-year winner of the Five Star Mortgage Professional Award, which gets featured in Chicago Magazine’s October issue each year. She has also been a member of the South Naperville Women’s Leads Club for 10 years and enjoys networking and helping support other’s businesses. In her free time, she loves to travel and spend time with her family.
Call Korina today to begin your home financing journey.
Calculate Your Loan
Need a few moments to crunch some numbers? Our easy-to-use calculator will help you get a basic visual of a mortgage payment to help you decide what you can afford.
(Principal + Interest Only)
Total Interest Payable
Total of Payments
(Principal + Interest Only)
Types of LoansWhich type is right for you?
First Centennial Mortgage offers a full menu of loan products. Whether you are buying your first home, moving up to a nicer home, relocating or want to refinance your current home, we have a loan that will fit your needs. To get started, contact me online or call 630.745.1678 to get in touch.
Fixed-rate home loans are the most common type of home loan in the mortgage industry. This option is low-risk and gives you predictable monthly principal and interest (P&I) payments for the next 15 or 30 years, depending on which loan term you choose. Fixed-rate loans are reliable for long-term owners ready to settle in one place for a long period of time.
An adjustable rate mortgage (ARM) is ideal for borrowers who plan to move within five years. ARMs take advantage of a low "introductory" interest rate so the loan stays at the same rate typically for 5, 7 or 10 years. Once the introductory period expires, the interest rate changes with the movement of an "index" (major interest rate). Following this movement, the amount of monthly interest either increases or decreases.
Conventional home loans are not backed by a federal agency, such as the U.S. Department of Veteran Affairs, U.S. Department of Agriculture or Federal Housing Administration. Conventional loans are idea for people with a stable job, income and good credit. Conventional home loans are more flexible in their terms and have fewer restrictions compared to government-backed products.
Federal Housing Authority (FHA) loans are government assured and are ideal for people with limited income or money for a down payment. These loans typically help first-time homebuyers, seniors or others with limits on what they can afford.
Jumbo home loans are considered non-conforming mortgages. They are for purchases with a loan value above the federal standard of $726,200, although that number varies based on location. For a home with a purchase price above this limit, a jumbo loan is needed.
Veterans Affairs (VA) home loans are a great benefit to military personnel during and after their service. These loans are partly guaranteed (typically a quarter of loan value) by the U.S. Department of Veterans Affairs.
NMLS ID #194290
Licenses: AZ #1036118, FL #LO106686, IL #031.0017442, IN #58852, WI #194290
1500 Eisenhower Lane, Suite 200
Lisle, IL 60532
Branch NMLS ID #897582
I would love to hear from you. Please fill out this form and I will be in touch shortly.