While some people might consider it a bad word, debt consolidation is actually a helpful process for many Americans.
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There’s a misconception that consolidating your debt into a more manageable single monthly payment lowers your credit score.
However, debt consolidation could provide a viable alternative to high-interest rate debts, such as credit cards, and it can improve your repayment terms. If you’re struggling with juggling multiple credit accounts, debt consolidation could be the right solution for you.
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