Autumn decor on a budget

Autumn decor on a budget

As the fall holiday season is upon us, many people are eager to freshen their home’s look and redecorate. Some decorating ideas are low-cost or even free, but larger projects require bigger budgets or creativity to make them affordable.

There are always new wrinkles and ideas about how to finance new décor. Pumpkins are ubiquitous in the fall, and for good reason: their dusky orange color is enough to enliven a room without overpowering it. Although pumpkins come in a variety of shapes and colors, the iconic fall pumpkin is squat and ideal for carving.

With the pumpkin as centerpiece, gourds, corn cobs and maple leaves are signifiers of the season. Cobbled together as table settings, centerpieces and wall décor, fall vegetables and foliage can provide the backdrop to transition your décor from summer.

Practical ways to finance smaller decorating ideas

Nature is, mostly, a free resource. Pinecones, branches, leaves and fruit can be gathered in a yard or from a public space, if permitted. A fall-inspired foyer is the next level up from arranging seasonal décor. Creating a focal point for a room requires one outstanding piece – an armoire, antique desk, or chest that is the core element.

The autumn color palette is particularly dramatic in parts of the Midwest and Northwest, but there is subtle seasonal color variations even in arid climate areas, such as California and Arizona.

Flea markets and tag sales are remarkably good sources of vintage furniture, and people routinely dispose of old pieces as curbside donations.

Integrating natural features like logs as a design element for inside or outside fireplaces is a smart idea for fireplaces that aren’t used frequently. Repetition and order, such as logs that are evenly cut to expose the grain, take on a dramatic effect when they are used as décor.

Fall is the perfect season to introduce a neutral color palette to your home, which can be adapted to almost every interior surface. One way to make a big design statement is to switch out one or more rugs to a fall palette in muted shades of brown or orange.

Exterior projects can increase curb appeal

Larger projects like decks are smart to start in the fall. The summer heat has dissipated, and winter is still in the distance, so concerns like digging foundations and having excess heat impede a project’s progress are less disruptive.

Know how much value a project will add before committing to it. For larger projects, refinancing and tapping into home equity via lines of credit or loans is an option if you plan to stay in your home for a while.

Integrating natural features like logs as a design element for inside or outside fireplaces is a smart idea for fireplaces that aren’t used frequently. Repetition and order, such as logs that are evenly cut to expose the grain, take on a dramatic effect when they are used as décor.

To manage and fund your fall decorating, First Centennial Mortgage provides an amazing borrower experience. Contact First Centennial to discuss your financing needs.

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