First Centennial Mortgage is an Equal Housing Lender.

We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from First Centennial Mortgage will never be discouraged on the basis of sex, marital status, race, color, national origin, or public assistance income. All information we request is voluntary, and will be kept confidential.

For more information on the ECOA, please visit:

For NMLS information, please visit:

First Centennial Mortgage Corporation is a licensed mortgage lender. Some states require specific licensing information, which is found below.

  • First Centennial Mortgage Corporation – NMLS ID 132763
  • Arizona: First Centennial Mortgage Corp. – 16810 Avenue of the Fountains, Suite 221, Fountain Hills, AZ 85268 Mortgage Banker License # BK-0928494
  • California: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. License # 413-1113
  • Colorado: Regulated by the Division of Real Estate
  • Illinois: Residential Mortgage Licensee, 2471 W Sullivan Road, Aurora, IL 60506 MB.0004239
    Regulated by IDFPR located at 100 West Randolph, 9th Floor, Chicago, IL 60601. 312.814.4500


Regulator License/Registration Name License Number Authorized to Conduct Business
Arizona Mortgage Banker License BK-0928494 Yes
California – DBO Residential Mortgage Lending Act License 413-1113 Yes
Colorado Mortgage Company Registration None Yes
Florida Mortgage Lender License MLD160 Yes
Illinois Residential Mortgage Licensee MB.0004239 Yes
Indiana-DFI First Lien Mortgage Lending License 15064 Yes
Michigan 1st Mortgage Broker/Lender License FL0011684 Yes
Minnesota Residential Mortgage Originator License MN-MO-40125403 Yes
Washington Consumer Loan Company License CL-132763 Yes
Wisconsin Mortgage Banker License 43972BA Yes

NMLS Consumer Access Company Page


Mortgage loans are available in the United States only, and only in the States in which First Centennial Mortgage Corporation is licensed and authorized to conduct business, as listed on our licensing disclosure and legal notices page. Loan inquiries and applications for credit will be assigned to a licensed Mortgage Loan Originator who is validly licensed in the State in which the subject property is located. First Centennial Mortgage Corporation is an Equal Housing Lender.

This is not an offer for extension of credit or a commitment to lend as defined by Section 12 CFR 1026.2 Regulation Z. This document is not an advertisement as defined in Regulation N (12 CFR 1014). Loans are currently being closed and committed at the expressed rates, however these rates may change or may not be available at the time of your loan lock-in, commitment or closing. All loans must satisfy company underwriting guidelines, interest rates and APRs are based on recent market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value ratio, credit score and other variables. Terms and conditions apply. Additional loan programs may be available. This is not an offer to enter into a rate lock agreement under MN law, or any other applicable law. Call for details. 04/2015. Our Loan Officers are dedicated to helping you with your home financing needs.

First Centennial Mortgage is a direct mortgage lender offering access to current mortgage rates on residential home loans with a selection of mortgage programs including: refinance mortgages, adjustable and fixed rate mortgages, HARP loans, Jumbo, VA and FHA loans. First Centennial Mortgage is an approved seller/servicer to Fannie Mae, HUD FHA Direct Endorsement Lender, VA Automatic Lender, providing mortgage loans for refinancing and home purchases. We are committed to delivering accurate lending information, competitive mortgage interest rates, easy loan processing and best in class home loan financing services.