Refinancing your mortgage is an opportunity to secure better payment terms than what you're already paying. Before diving in, take the time to understand if it really is a good time for you to refinance.
First things first: Why do you want to refinance? Is it to shorten your repayment term, secure a lower rate, update your home or something else? Your answer to this question will guide you in the process to find the right refinance program.
Remember there are expenses associated with refinancing, so be sure you understand what those may be.
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